Founded in 1976, Bankers Insurance Group has grown from a small local company to a diverse corporation known for its innovative insurance products and superior customer service. Bankers Insurance offers a variety of property and casualty products and services. Among the company's products are business owners, builder's risk, personal and commercial flood, as well as specialized coverages. Insurance and financial services remain at the core of our business, and we're proud of our more than 45+ year track record of expertise and service. We recognize the changes taking place in our domestic and global economy, as well as our society. We strive to respond to those changes with a spirit of understanding, growth, innovation, and entrepreneurship, developing new products, services, and partnerships.
Our Core values include:
Collaboration: working together is critical to achieving organizational goals.
Innovation: growth happens when we can absorb and implement new ideas that provide unique solutions and superior customer service.
Performance: we believe in providing our employees with the tools and support they need to grow, succeed, and make an impact.
Social Responsibility: we place charity and volunteer work at the core of our organization.
Trust: we build and maintain trust with our employees and clients by embodying integrity, transparency, and 'doing the right thing.'
Company Value Statements
In the performance of their respective tasks and duties, all employees are expected to demonstrate the following:
- Acting with the highest level of honesty, trust, character and transparency.
- Making a unified effort to achieve the goals of the organization; embracing accountability for exceptional performance every day.
- Commitment to excellence in reaching our full potential as individuals and as an organization, surpassing the ordinary and the expectations of our stakeholders.
- Approaching every challenge with creative energy, discovering unique solutions to maximize success; focusing on creating and delivering compelling customer value.
- Belief in the power of a diverse workforce and in creating a positive impact on both the environment and our community.
Summary/Objective
At Bankers Insurance Group, we are deeply committed to protecting and empowering small businesses. As we expand our footprint in the Businessowners Policy (BOP) and Builders Risk segments, we are seeking a forward-thinking and experienced Senior Loss Control Representative to join our growing Commercial Insurance team.
This role plays a critical part in our risk management strategy-blending direct fieldwork with strategic oversight of third-party vendors to ensure our underwriting decisions are grounded in accurate, real-world risk assessment. The Senior Loss Control Representative will conduct select in-person and virtual inspections, while also managing the relationship with our inspection partners to ensure timely, thorough, and scalable risk evaluations.
You'll also serve as a trusted risk advisor to underwriters, agents, and insureds-helping shape risk appetite, improve safety outcomes, and maintain a profitable book of business in both small commercial and construction sectors. As we scale our Builders Risk and inland marine capabilities, you will play a leadership role in helping shape the future of our loss control practice.
Essential Functions
Risk Assessment & Inspection
- Perform comprehensive risk evaluations for small commercial properties and Builders Risk clients, both on-site and virtually.
- Examine building construction, site security, business operations, and contractor practices to identify hazards and vulnerabilities.
- Evaluate inland marine risks including construction projects (new and renovation), equipment on premises, jobsite storage, housekeeping, and goods in transit.
- Oversee relationships with outsourced inspection vendors to ensure service quality, turnaround time, and alignment with underwriting expectations.
- Review vendor reports for accuracy and completeness; ensure inspections capture the appropriate scope of risk from an underwriting and risk management perspective.
- Establish inspection priorities, protocols, and escalation processes that support a scalable and proactive risk management strategy.
Loss Prevention & Risk Mitigation
- Deliver clear, actionable recommendations to help policyholders reduce loss frequency and severity.
- Support small business clients in implementing safety training, fire prevention measures, and disaster preparedness programs.
- Serve as a practical risk management advisor-balancing real-world client challenges with effective mitigation strategies.
Reporting & Underwriting Support
- Create thorough loss control reports with risk ratings, visual documentation, and prioritized recommendations.
- Review and validate reports from outsourced inspection vendors to ensure they meet underwriting standards and support accurate risk selection.
- Provide quality assurance feedback to vendors and escalate issues that impact underwriting decisions or service timelines.
- Maintain risk profiles and collaborate with underwriters to ensure alignment between field assessments and coverage decisions.
- Offer specialized insights on inland marine and Builders Risk exposures to support complex underwriting scenarios.
Collaboration & Relationship Management
- Serve as a trusted technical resource for underwriters, agents, brokers, and policyholders.
- Help build confidence with agents and clients by translating field findings into clear, constructive conversations.
- Mentor underwriting associates and contribute to team education efforts related to construction and field-based risk topics.
Professional Development & Compliance
- Stay current on construction safety standards, NFPA and IBC codes, OSHA regulations, and industry-specific risk trends.
- Ensure all loss control activity adheres to legal, ethical, and company standards.
- Contribute to the evolution of internal guidelines, inspection protocols, and vendor oversight procedures.
Travel
- Up to 30% travel is required for in-field work, and 70% of time is spent in the office.
Required Education and Experience
- Bachelor's degree in Risk Management, Insurance, Engineering, Occupational Safety, or related field
Preferred Education and Experience
- 5-7+ years in loss control or commercial risk management, preferably focused on small business and construction exposures.
- Industry certifications such as CFSP, ARM, CSP, or CRM are strongly preferred.
- Strong understanding of BOP and Builders Risk coverages and the specific challenges small commercial clients face.
- Excellent written and verbal communication skills with the ability to explain technical concepts to non-experts.
- Comfortable working independently in the field and collaborating cross-functionally with underwriting, product, and distribution teams.
The preceding position description has been designed to indicate the general nature of the work performed; the level of knowledge and skills typically required; and usual working conditions of this position. It is not designed to contain or be interpreted as a comprehensive, complete, or exclusive list of the duties of the position. Additional and different duties may be assigned from time to time. We are an E-Verify company.
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