CRE Underwriting - Analyst

CRE Underwriting - Analyst

Country: United States of America

Your Journey Starts Here:

Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.

An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
The Analyst, Underwriting works closely with the origination team and credit risk management in reviewing and analyzing financial statement reports, conducting due diligence, helping structure the transaction, assessing credit risk ratings, preparing deal screen presentations, writing credit approval memorandums, presenting recommendations to credit committee, reviewing legal documentation, and monitoring and managing the credit portfolio.

??? Participates in projects that help improve and streamline the credit delivery process.
??? Prepares high quality, detailed credit approval documents that contain an in-depth analysis and an understanding and identification of credit issues and risks.
??? Decisions loan requests in accordance with the organization's loan policies and procedures.
??? Recommends proper loan structuring that limits risk.
??? Prepares commitment letters upon approval of loan request.
??? Orders and reviews appraisals and valuations (real estate, equipment, business, etc.).
??? Assists all partners (closing, portfolio, and operations) in the closing of business loans.
??? Participates in projects that help improve and streamline the credit delivery process.
??? Supports department manager by supervising all personnel within the department in case manager is absent.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required.

1-3 Years Related experience and/or training. - Required.

??? Highly proficient with Microsoft Office, especially Excel.
??? Familiarity with financial statement analysis.
??? Strong verbal, written, interpersonal, and public presentation skills.
??? Proven organizational skills; able to work independently and be detail oriented and thorough.
??? Ability to work well on a team with different personalities, adjust quickly to various work situations, and remain composed under pressure/in stressful situations.
??? Ability to work on multiple transactions simultaneously and prioritize assignments to meet deadlines and manage expectations.

Certifications:
No Certifications listed for this job.

It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

What Else You Need To Know :

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range

Minimum:

$50,625.00 USD

Maximum:

$85,000.00 USD

Link to Santander Benefits:

Santander Benefits - 2025 Santander OnGoing/NH eGuide ()

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions :

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next :

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

Primary Location: Boston, MA, Boston

Other Locations: Massachusetts-Boston,Florida-Miami

Organization: Santander Bank N.A.