As a dedicated AML Business Advisor I, you will develop and implement Anti-Money Laundering/ Know Your Customer (AML/KYC) solutions to influence compliant business decisions for relevant CoSAs or line(s) of business. Assists with the development of effective solutions to complex business challenges. Identifies potential risks while pursuing opportunities to change, enhance, or streamline existing business projects and initiatives. Acts as a subject matter resource during solution development and implementation to guide businesses' awareness, understanding of and compliance with key processes and relevant regulatory requirements (including but not limited to BSA, OFAC, USA Patriot act, etc.) that may span multiple areas of law or rules applicable to the business and its activities, members, services, or products.
What you'll do:
Researches, plans, develops, implements, gather requirements, create procedures and processes in support of AML/KYC initiatives to ensure compliance, product competitiveness, profitable growth, and adherence to USAA's commitment to being World Class.
Consults with colleagues and partners in operational and risk functions, as needed, when facilitating the development of business rules, requirements, and artifacts.
Develops test strategies and criteria, and assists with test execution, and defect resolution.
Coordinates with appropriate stakeholders and program/project sponsors to help ensure successful product and initiative implementation.
Maintains and demonstrates understanding of primary regulation commonly applicable to regulated financial institutions in the U.S. (e.g. anti-money laundering, anti-bribery and corruption, fair lending and sales practices rules, etc.).
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
What you have:
Bachelor's Degree OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
4 years of experience with credit cards and/or deposits and/or directly related experience.
Proficient knowledge of relevant industry technology applications. such as Credit Cards/ Deposit processing systems, process mapping tools, RCSA tools, etc.
Experience creating and implementing processes and procedures to enhance and sustain compliance adherence.
Experience in building solutions in an agile environment.
Experience in conducting research to identify root cause, system issues, process gaps and opportunities.
Knowledge of disciplined execution and/ or risk management practices.
Experience in supporting business processes in a highly regulated and compliant environment.
Experience supporting change in a matrixed organization.
Knowledge in U.S. Bank Secrecy Act, PATRIOT Act, Anti-Money Laundering Regulations, OFAC/Economic Sanctions Regulations and/or similar regulatory policies.
Proficient knowledge of Microsoft Office tools.
What sets you apart:
2-4 years of risk management experience in BSA/AML environment
2+ years of project and change management experience
2-4 years' experience writing and maintaining operational processes and procedures with the end user in mind
Ability to operate and make sound decisions in ambiguous environments while building strong relationships across the enterprise
Demonstrated critical thinking, thought leadership, and problem solving within a highly complex work effort
Experience planning, managing, and driving strategic projects with the ability to apply end to end impact thinking to deliver results
Demonstrated ability to self-start and drive results
US military experience through military service or a military spouse/domestic partner
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
What we offer:
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. The salary range for this position is: $74,210-$141,830.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, please visit our benefits page on
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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